JAMSkins: AML & KYC Policy

Last Updated: August 1st, 2026

1. INTRODUCTION AND CORPORATE STRUCTURE

1.1. Objective & Structure. JAMSkins.com is operated by CyberNova Ltd (House of Francis, Room 303, Ile Du Port, Mahe, Seychelles), hereinafter referred to as the "Operator". All payment processing, financial compliance, and acquiring services for users within the European Economic Area (EEA) are managed by its official Commercial Agent, DIGIVENTA LTD (registered in Cyprus), hereinafter collectively referred to as the "Company", "Service", or "JAMSkins". We function exclusively as an entertainment platform and maintain a strict ZERO-TOLERANCE policy towards Money Laundering, Terrorist Financing, and any other illegal financial activity.

1.2. Regulatory Compliance. Although the Service deals with virtual items, DIGIVENTA LTD ensures that all financial flows comply with international AML and KYC standards, including the EU Directive 2015/849 and applicable European banking regulations, to guarantee transaction security.

2. THE "NO MIXING" POLICY (TURNOVER REQUIREMENT)

2.1. Not an Exchange. The Service is NOT a financial exchange, crypto-mixer, or digital wallet. It is strictly prohibited to use the Service solely for transferring funds (depositing and withdrawing) without participating in the entertainment process.

2.2. 100% Coins Consumption Requirement. To prevent the platform from being utilized as a financial gateway or crypto-mixing service, a strict 100% (x1) turnover and consumption requirement is enforced. In accordance with the Interface Terminology Disclaimer set forth in Section 5.5 of the Terms of Service, the Website interface employs the conventional terms "Deposit" and "Withdrawal" for user convenience. Under this model, the User must fully utilize and consume 100% of the value of their purchased Coins within the Website's entertainment features before any promotional reward delivery, prize redemption, or cryptocurrency fulfillment feature ("withdrawal") is unlocked or activated.

Example: If you complete a top-up purchase of 100 Coins, you must utilize those 100 Coins within the Service's entertainment features before the system will process any reward withdrawals or crypto redemptions.

2.3. Restrictions & Refund Fee. The platform automatically restricts the activation of the withdrawal/redemption modules if this 100% Coin consumption requirement is not met. In exceptional circumstances, if customer support manually approves a refund request for a user who has unconsumed Coins on their account, the Company reserves the absolute right to deduct a processing and administrative fee of up to 15% of the initial deposit/purchase amount, to the extent permitted by applicable mandatory consumer protection laws, to cover third-party gateway costs and AML compliance expenses.

3. RISK-BASED KYC APPROACH & VERIFICATION TRIGGERS

3.1. Dynamic Verification. To ensure a seamless user experience while maintaining security, JAMSkins employs a Risk-Based Approach to KYC. We reserve the right to trigger mandatory Identity Verification at our sole discretion at any time before processing any transaction.

3.2. Verification Triggers. JAMSkins may initiate an automated or manual KYC verification procedure under scenarios including, but not limited to:

When a User requests a prize withdrawal or promotional reward redemption in Cryptocurrency or Virtual Items (Skins).
When cumulative purchases (deposits) or reward fulfillments (withdrawals) reach dynamic risk thresholds determined internally by our compliance system.
The utilization of mismatched payment profiles (e.g., executing a purchase via one payment method and attempting to deliver promotional rewards to a completely different digital asset address).
Detection of unauthorized access attempts from Prohibited Jurisdictions (as defined in our Terms of Service) or the active use of VPNs, Tor, or proxies intended to mask the User's true geographic location.
Any suspicion of fraudulent activity, unauthorized use of funds, credit card chargeback attempts, account hijacking, or material violations of the Terms of Service.

4. REQUESTED KYC DOCUMENTATION

When the KYC procedure is triggered, JAMSkins reserves the right to request one or more of the following documents:

Proof of Identity: A high-resolution color copy of a valid, government-issued photo ID (Passport or National ID Card).
Liveness Check (Selfie): A photo of the User holding their ID document next to their face.
Proof of Address: A recent utility bill or bank statement (issued within the last 3 months) showing the User's full name and address.
Payment Method Proof: A photo of the partially covered bank card (showing only the first 6 and last 4 digits) or e-wallet screenshots.
Source of Funds (SOF): In cases of Enhanced Due Diligence (EDD), documents proving the legal origin of the funds.

Data Retention for Compliance: All collected identification documents, verification data, and transaction logs will be securely stored and retained for a minimum period of five (5) years following the termination of the user account, in compliance with applicable EU anti-money laundering frameworks.

5. PAYMENT SECURITY & PROHIBITED ACTIVITIES

5.1. Liability for Third-Party Payments. Users are strictly forbidden from using payment methods (cards, bank accounts, e-wallets) that do not legally belong to them. By initiating a transaction, the User explicitly warrants that they are the rightful owner of the payment method. While JAMSkins does not verify card ownership at the exact moment of every transaction, any discovery of third-party usage during post-transaction risk monitoring, KYC checks, or fraud investigations will result in immediate account termination and freezing of funds.

5.2. Crypto Mixers & Cash. We do not accept cash deposits. Furthermore, funds transferred directly from cryptocurrency mixing services are strictly prohibited and will be flagged for immediate Enhanced Due Diligence.

5.3. Sanctions & RMT. You agree not to use the Service for schemes aimed at concealing the origin of funds, including selling internal balance to other users (Real Money Trading - RMT). We utilize screening tools and do not service individuals or entities on international sanctions lists (OFAC, EU, UN).

6. MONITORING AND CONSEQUENCES

We utilize automated risk analysis systems to detect atypical transactions. If this Policy is violated:

Your Account will be permanently banned.
All Balance and Assets will be confiscated.
Incident details may be reported to the relevant Financial Intelligence Units (FIU), payment processors (DIGIVENTA LTD partners), and law enforcement agencies.

7. CONTACT US

Email: support@jamskins.com

The Global Site Operator: CyberNova Ltd (Company Registration No.: 248546), a company incorporated under the laws of the Seychelles, with its registered address at House of Francis, Room 303, Ile Du Port, Mahe, Seychelles.

EEA Operator / Commercial Agent: DIGIVENTA LTD (Company Registration No.: HE 485123), a company incorporated under the laws of Cyprus, having its registered address at A.G. Leventi, 5, THE LEVENTIS GALLERY TOWER, 13th floor, Flat/Office 1301, 1097, Nicosia, Cyprus, acting strictly as commercial agent on behalf of the Operator.